Medicare se divide en 4 partes. Medicare en sí tiene diferentes Partes, no planes. Revisemos las A, B, C y D de Medicare:

[welch_parts part=”A” title=”Hospital Insurance” description=”Part A helps you cover common expenses for things such as hospital stays, hospice, home health care and even skilled nursing facility stays.” icon=”/wp-content/uploads/2020/08/part-a.jpg”]
[welch_parts part=”B” title=”Medical Insurance” icon=”/wp-content/uploads/2020/08/part-c.jpg” description=”Part B is for outpatient services that are deemed medically necessary including services like doctor office visits, lab testing, diagnostic imaging, preventive care, surgeries, ambulance rides, chemotherapy and radiation, and even extensive dialysis care for people with renal failure.

Las partes A y B juntas forman lo que se llama Medicare Original. Estas son las únicas partes a las que se inscribirá a través de la oficina del seguro social o la Junta de Retiro Ferroviario.“]
[welch_parts part=”C” title=”Medicare Advantage Plans (MA)” description=”Part C plans are private health plans that you can choose instead of Original Medicare. MA covers everything from Parts A and B and often covers other services like dental, vision and wellness programs.” icon=”/wp-content/uploads/2020/08/part-b.jpg”]
[welch_parts part=”D” title=”Medicare Prescription Drug Plan” description=”Part D is offered by private insurance carriers who are contracted by the federal government. These plans give you lower copayments on your medicines than you would pay without Part D insurance.” icon=”/wp-content/uploads/2020/08/part-d.jpg”]

En la mayoría de los casos, si no se inscribe en la Parte B cuando es elegible por primera vez, tendrá que pagar una multa por inscripción tardía mientras tenga la Parte B.

Con Medicare original, puede estar sujeto a deducibles y coseguro.